Walmart and Amazon are Shaking the Market With Their Own Stablecoins

Amazon

Recently, Amazon and Walmart both launched pilot tests for stablecoins in hopes to provide a better purchasing process for consumers. This new process can establish a closer connection between the consumer and retailer, eliminating credit card fees while giving people a chance to gain ROI quicker than your bank account accruing interest.

Walmart

Cutting The Middleman

Every time you swipe your card at Walmart or purchase online on Amazon, banks charge a small service fee that costs both the consumers and retailers tons of money. It costs the banks nothing, and also offers zero incentives to neither the business nor the consumer. Offering a corporate stablecoin would help the retailers bypass these charges, and would move the money directly from the consumer's digital wallet to the corporation's account. This could possibly help stabilize pricing for the consumers, because corporations would save billions of dollars every year from cutting that small expense every transaction.

Corporation benefits

For a corporation to thrive in this fast-paced economy, it needs to have efficient processes that speed up cash inflow. For example, Walmart generates over 1.5 billion dollars a day in revenue, but sometimes it can take 1-3 business days for them to gain that sale due to ACH and deposit wire transfers. This has the ability to slow down business, pushing back big inventory and wage expenses. With a company owned stablecoin, companies can now receive payment as quickly as a cash transfer, boosting business projects that require cash quickly.

Consumer benefits

Consumers and workers can also gain from this shift in payment processing. Employee benefits, refunds, and returns can now be acquired through these new stablecoins, giving the consumer a chance to hold equity in these corporations. Since they are launching stablecoins, they are designed and manufactured to be safe in holding their true value. Also, there are strict laws coming in place at the moment that require these coins to be backed by cash and the U.S Treasury. This increases consumer security and builds trusting relationships between the consumer and the corporation, ensuring that the asset is safe and comparable to the US Dollar.

How does this further redefine global commerce?

What we are seeing right now are two powerhouses creating concepts to have a more interacting process with their customers and suppliers when it comes to payments. A new business model developed on company currencies could shift the way banks handle transactions, and could shift the global economy in the consumers favor. Although this is a new shift in payment processing, companies like PayPal have already launched their own stablecoin, and have shown that big clients like Ernst & Young are paying sales invoices with the token already.

February 13, 2026

Would you switch to a backed stablecoin if it meant lower prices and a better relationship between you and the corporation?

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